For borrowers who don’t fit standard Agency, FHA/VA,
and Jumbo guidelines

Includes programs for: recent mortgage derogatory, lower fico, self-employed, bank statements, 1yr tax returns, higher DTI, IO, foreign national, & non-warrantable condo’s

For borrowers who fall just outside standard Agency, FHA/VA, and Prime Jumbo guidelines

Includes programs for: self-employed, bank statements, 1yr tax returns, asset utilization, higher DTI, IO.

For borrowers with excellent credit, stable income & employment history; loan amounts exceed Agency max.