SGCP

Product Portfolio

SGCP

PRIME CONNECT

Near prime solutions for borrowers who need a solution beyond prime jumbo.

Max LTV: 90% (purchase)
80% LTV to $3,000,000
Min FICO: 680
Loan Amount: Up to $3,000,000
Credit History: 4 years seasoning FC, SS, and BK
BANK STATEMENT
FLEX CONNECT AGENCY AUS
SGCP

PLUS CONNECT

Out of the box solutions for borrowers recovering from recent credit events.

Max LTV: 90% (purchase)
Min FICO: 620
Loan Amount: Up to $2,500,000
Credit History: 1 year only seasoning FC, SS, and BK
Condotels and Non-Warrantable Hotels
BANK STATEMENT
FLEX CONNECT AGENCY AUS
SGCP

INVESTOR CONNECT

Accommodate the needs of your high-net-worth and self-employed borrowers, or those with unique scenarios.

Qualify based on rental property income
No tax returns or income required
As low as 660 FICO
Up to 85% LTV
Corp & LLC vesting ok
SF, 2-4 Units, and Condos allowed
Up to 15 properties
SGCP

BANK STATEMENT

Ideal for self-employed borrowers.

Take advantage of tax write-offs for self-employed borrowers
Use personal or business bank statements
Let SG analyze bank statements to determine client income
As little as 10% down
Credit score as low as 620
Loans up to $3,000,000
Up to 50% DTI
SGCP

FLEX CONNECT AGENCY AUS

A streamlined process and reduced documentation that removes the hurdles of a typical Non-QM origination process and increases your speed-to-close.

Loan Amounts from $125,000 to $2,500,000
FICO as low as 620 with no middle floor
No Seasoning for rate & term
100% gift allowed with no borrower minimum
No reserves required
Up to 80% LTV
No residual income required
SGCP

ASSET CONNECT

Designed specifically for borrowers with large significant assets.

No income required
No employment needed
Loan amount up to $2,000,000
As low as 720 FICO
No DTI required
Up to 80% LTV

Near prime solutions for borrowers who need a solution beyond prime jumbo.

Max LTV: 90% (purchase)-- 80% LTV to $3,000,000-- Min FICO: 680-- Loan Amount: Up to $3,000,000-- Credit History: 4 years seasoning FC, SS, and BK-- BANK STATEMENT-- FLEX CONNECT AGENCY AUS

Out of the box solutions for borrowers recovering from recent credit events.

Max LTV: 90% (purchase)-- Min FICO: 620-- Loan Amount: Up to $2,500,000-- Credit History: 1 year only seasoning FC, SS, and BK-- Condotels and Non-Warrantable Hotels-- BANK STATEMENT-- FLEX CONNECT AGENCY AUS

Accommodate the needs of your high-net-worth and self-employed borrowers, or those with unique scenarios.

Qualify based on rental property income-- No tax returns or income required-- As low as 660 FICO-- Up to 85% LTV-- Corp & LLC vesting ok-- SF, 2-4 Units, and Condos allowed-- Up to 15 properties

Ideal for self-employed borrowers.

Take advantage of tax write-offs for self-employed borrowers-- Use personal or business bank statements-- Let SG analyze bank statements to determine client income-- As little as 10% down-- Credit score as low as 620-- Loans up to $3,000,000-- Up to 50% DTI

A streamlined process and reduced documentation that removes the hurdles of a typical Non-QM origination process and increases your speed-to-close.

Loan Amounts from $125,000 to $2,500,000-- FICO as low as 620 with no middle floor-- No Seasoning for rate & term-- 100% gift allowed with no borrower minimum-- No reserves required-- Up to 80% LTV-- No residual income required

Designed specifically for borrowers with large significant assets.

No income required-- No employment needed-- Loan amount up to $2,000,000-- As low as 720 FICO-- No DTI required-- Up to 80% LTV

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SGCP
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