PRIME CONNECT
Near prime solutions for borrowers who need a solution beyond prime jumbo.
- 90% LTV/CLTV (Purchase)
- 80% LTV to $3,000,000
- Min FICO: 660
- Loan Amount: Up to $3,000,000
- Credit History: 4 years seasoning FC, SS, and BK
- Hybrid Appraisals
- Warrantable & Non-Warrantable Condos, Co-ops
- Primary wage earner FICO used to qualify
PLUS CONNECT
Out of the box solutions for borrowers recovering from recent credit events.
- 90% LTV/CLTV (Purchase)
- Min FICO: 600
- Loan Amount: Up to $2,500,000
- Credit History: 1 year only seasoning FC, SS, and BK
- Hybrid Appraisals
- Condotels and Non-Warrantable Condos, Co-ops
- Primary wage earner FICO used to qualify
INVESTOR CONNECT
Accommodate the needs of your high-net-worth and self-employed borrowers, or those with unique scenarios.
- Qualify based on rental property income
- No tax returns or income required
- .85 DSCR
- $100,000 - $2,500,000 loan amounts
- As low as 620 FICO
- Up to 80% LTV
- Corp & LLC vesting ok
- SF, 2-4 Units, and Condos allowed
- Short term rental properties eligible
- Interest only payment used to qualify
BANK STATEMENT
Ideal for self-employed borrowers.
- Take advantage of tax write-offs for self-employed borrowers
- Use personal or business bank statements
- Let SG analyze bank statements to determine client income
- As little as 10% down
- Credit score as low as 600
- Loans up to $3,000,000
- Up to 50% DTI
FLEX CONNECT AGENCY AUS
A streamlined process and reduced documentation that removes the hurdles of a typical Non-QM origination process and increases your speed-to-close.
- Loan Amounts from $125,000 to $2,500,000
- FICO as low as 620 with no middle floor
- No Seasoning for rate & term
- 100% gift allowed with no borrower minimum
- No reserves required
- Up to 80% LTV
- No residual income required
CLOSED-END SECONDS
- Loan Amounts from $50,000 -$750,000
- Up to 90% CLTV
- Min 700 FICO
- Offered with Primary, Second Homes and Investment Properties
- 10, 15, 20 and 30-year Fixed Rate Term Options
- Use Primary Wage Earners FICO to Qualify
- Bank Statement Income to qualify as well as Express Doc and Full Doc options
Near prime solutions for borrowers who need a solution beyond prime jumbo.
- 90% LTV/CLTV (Purchase)
- 80% LTV to $3,000,000
- Min FICO: 660
- Loan Amount: Up to $3,000,000
- Credit History: 4 years seasoning FC, SS, and BK
- Hybrid Appraisals
- Warrantable & Non-Warrantable Condos, Co-ops
- Primary wage earner FICO used to qualify
Out of the box solutions for borrowers recovering from recent credit events.
- 90% LTV/CLTV (Purchase)
- Min FICO: 600
- Loan Amount: Up to $2,500,000
- Credit History: 1 year only seasoning FC, SS, and BK
- Hybrid Appraisals
- Condotels and Non-Warrantable Condos, Co-ops
- Primary wage earner FICO used to qualify
Accommodate the needs of your high-net-worth and self-employed borrowers, or those with unique scenarios.
- Qualify based on rental property income
- No tax returns or income required
- .85 DSCR
- $100,000 - $2,500,000 loan amounts
- As low as 620 FICO
- Up to 80% LTV
- Corp & LLC vesting ok
- SF, 2-4 Units, and Condos allowed
- Short term rental properties eligible
- Interest only payment used to qualify
Ideal for self-employed borrowers.
- Take advantage of tax write-offs for self-employed borrowers
- Use personal or business bank statements
- Let SG analyze bank statements to determine client income
- As little as 10% down
- Credit score as low as 600
- Loans up to $3,000,000
- Up to 50% DTI
A streamlined process and reduced documentation that removes the hurdles of a typical Non-QM origination process and increases your speed-to-close.
- Loan Amounts from $125,000 to $2,500,000
- FICO as low as 620 with no middle floor
- No Seasoning for rate & term
- 100% gift allowed with no borrower minimum
- No reserves required
- Up to 80% LTV
- No residual income required
- Loan Amounts from $50,000 -$750,000
- Up to 90% CLTV
- Min 700 FICO
- Offered with Primary, Second Homes and Investment Properties
- 10, 15, 20 and 30-year Fixed Rate Term Options
- Use Primary Wage Earners FICO to Qualify
- Bank Statement Income to qualify as well as Express Doc and Full Doc options
